Our name ECHO conveys our mission: Effective Concepts to Help Others.

The ECHO Group™ provides education, opportunities and services to help you break free from the bondage of debt, live 100% on cash, and build real wealth.

We conduct classes at community colleges, adult education venues, small and large companies, churches and private gatherings. Classes offered include: (Click on “Classes” for complete descriptions)

Living In The Black™ - a comprehensive life changing workshop in which you will work out a personal program to become totally debt-FREE, including our mortgage, usually in 5 to 8 years. (A John Commuta “Transforming Debt Into Wealth”™ seminar.)

Crouching Taxes, Hidden Profits™ shows you how to take advantage of the tax law to legally and ethically reduce your taxes through self-employment or a home-based business.

Money For Life is a follow-up or stand alone workshop focusing on budgeting. we teach you how to plan your spending a month in advance to get a grip on your spending and enhance your debt-elimination plan.

Relationship Marketing (Building Business & Personal Relationships) is a one and a half hour workshop where you will learn a fool-proof, simple and inexpensive system for gaining customer loyalty and referrals in any business with eye-popping personalized greeting cards.

For a schedule of classes, click here (external link).

Debt elimination services include the Debt Free and Prosperous Living software for your PC. You evaluate the real cost of your debt and its impact on your wealth building options. Do “what if” scenarios to help you make important financial decisions. Know in advance when each debt is to be eliminated and follow your progress month-by-month. The most comprehensive debt-elimination software you will find.

A home-based business can provide a valuable assist by providing additional income to cope with the stress of debt. Let us help you determine if it is an effective strategy for you. Visit our opportunities page for suggestions.