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	<item>
		<title>NOTICE! SPAM Alert</title>
		<description>NOTICE!  Recently a spammer or group of spammers has stolen one of The ECHO Group email addresses and used it to send SPAM.  We have received several hundred messages every day listing non-existent or faulty email addresses all over the world of which we have no knowledge.  ...</description>
		<link>http://www.echogroup.com/?p=69</link>
			</item>
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		<title>Sending Cards To Encourage</title>
		<description>Sending cards is a remarkable tool that makes it easy to encourage friends, clients and business contacts. Choose from over 7,000 cards or create your own in just seconds.  The card comes in the mail with a real stamp.  You can have a personal message in your own ...</description>
		<link>http://www.echogroup.com/?p=16</link>
			</item>
	<item>
		<title>When Debt Has You Down</title>
		<description>by Dr. Whit Woodard, CFIC and CEO of The ECHO Group

Bankruptcy is often presented as the best solution to a perplexing debt problem. But is it really? Bankruptcies are increasing at an alarming rate. Legislators, responding to the difficulties of both borrower and creditor, are re-examining the ramifications of our ...</description>
		<link>http://www.echogroup.com/?p=24</link>
			</item>
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		<title>Credit buying addiction</title>
		<description>“Credit buying is much like being drunk. The buzz happens immediately and gives you a lift.... The hangover comes the day after.” —Dr. Joyce Brothers </description>
		<link>http://www.echogroup.com/?p=23</link>
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		<title>Is There Good Debt &#038; Bad Debt?</title>
		<description>
"The rich rule over the poor, and the borrower is slave to the lender." —Proverbs 22:7
Many so called financial advisors suggest that there is "good debt" and "bad debt."  The implication usually is that debt secured by an appreciating asset (such as real estate) is good.  Some go ...</description>
		<link>http://www.echogroup.com/?p=22</link>
			</item>
	<item>
		<title>Stick With Your Debit Card</title>
		<description>By John Cummuta, CSL, CFIC

I received some interesting pieces of information over the last couple of weeks that compel me to restate my position on the issue of plastic money.

 </description>
		<link>http://www.echogroup.com/?p=8</link>
			</item>
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		<title>Prosperity is more than just money&#8230;</title>
		<description>
"For what profit is it to a man if he gains the whole world, and loses his own soul?” Matthew 16:26
“Take no thought for your life.” Matthew. 6: 25.
A warning which needs to be reiterated is that the cares of this world, the deceitfulness of riches, and the lust of ...</description>
		<link>http://www.echogroup.com/?p=5</link>
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