by Dr. Whit Woodard, CFIC and CEO of The ECHO Group

Bankruptcy is often presented as the best solution to a perplexing debt problem. But is it really? Bankruptcies are increasing at an alarming rate. Legislators, responding to the difficulties of both borrower and creditor, are re-examining the ramifications of our current laws. Expect some important and needed changes in bankruptcy law very soon. Debt ridden families are often led to believe that it is a relatively harmless procedure that will eventually go away, not realizing that it leaves behind a legal record that will continue to haunt them long after it drops from their credit report.

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By John Cummuta, CSL, CFIC

I received some interesting pieces of information over the last couple of weeks that compel me to restate my position on the issue of plastic money.

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“For what profit is it to a man if he gains the whole world, and loses his own soul?” Matthew 16:26

“Take no thought for your life.” Matthew. 6: 25.

A warning which needs to be reiterated is that the cares of this world, the deceitfulness of riches, and the lust of other things entering in, will choke all that God puts in.

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